How credits work.

Your budget, structured.

Purchase credits through a plan. They go to your agency when you approve each milestone. Simple.

The lifecycle.

From your wallet to your agency.

Credits move through five stages. You control the release at every step.

Step 1
💳
Purchase
Choose a plan. Credits land in your account each billing cycle.
Step 2
📝
Allocate
Brief a project. Credits are reserved against the estimated scope.
Step 3
🔒
Hold
Work begins. Credits are held in escrow per milestone.
Step 4
✅
Release
You approve the milestone. Credits release to the agency.
Step 5
🏦
Pay out
Matchii handles the payout. Credits convert to funds in the agency's wallet automatically.
💡
You hold the key. Credits never leave your account without your explicit approval. If a milestone isn't right, you request revisions — credits stay in escrow until you're satisfied.
1
credit
Worth more the higher your plan
=
Launch
~$12
agency value
Build
~$14
agency value
Scale
~$16
agency value
Higher commitment = more agency value per credit.
Your budget goes further.

More commitment, more value.

Credits aren't a flat currency. The more you commit, the more each credit is worth. Launch credits deliver ~$12 in agency value. Build credits deliver ~$14. Scale credits deliver ~$16.

Your credits live in a wallet — like Grab or Uber. You see your balance, allocations, and releases in real time. The agency has their own wallet on the other side.

💳
Your wallet. Credits in. Allocations out. You see every movement and approve every release.
🏦
Agency wallet. Credits arrive per milestone approval. The platform handles conversion and payout — agencies never chase invoices.
📈
Tiered value. Launch ≈ $12/credit. Build ≈ $14/credit. Scale ≈ $16/credit. Higher plans unlock more agency value per credit.
Milestone approval.

You approve. Then credits move.

Every project is broken into milestones. Credits release per milestone, not per project.

Brand Identity — Acme Corp
Total: 180 credits
✓
Discovery & Strategy
Completed Mar 4 · Approved Mar 5
30 credits
Released ✓
✓
Logo Concepts (3 directions)
Completed Mar 12 · Approved Mar 13
45 credits
Released ✓
●
Visual Identity System
In progress · Due Mar 22
60 credits
In escrow
Brand Guidelines + Handoff
Not started · Due Mar 30
45 credits
Pending
75
Credits released
60
Credits in escrow
45
Credits pending
Credit math.

What projects actually cost.

Real credit ranges from completed Matchii projects. These are benchmarks, not estimates.

Design & Production
Brand Identity
180 credits avg
Discovery30 cr
Logo concepts45 cr
Visual system60 cr
Guidelines + handoff45 cr
Development
Website Redesign
340 credits avg
UX audit + wireframes60 cr
Design (5 pages)100 cr
Development + CMS130 cr
QA + launch50 cr
Marketing
SEO Program (3 mo)
270 credits avg
Technical audit40 cr
Keyword strategy30 cr
Content (12 articles)120 cr
Link building + reporting80 cr
The rules.

Clear policies. No surprises.

🔄
Credits roll over
Unused credits carry forward month to month for as long as your plan is active. No use-it-or-lose-it pressure. Accumulate credits for larger projects.
⏸️
90-day grace on cancel
If you cancel your plan, remaining credits stay available for 90 days. Enough time to finish active projects or start a final one.
🔒
Escrow protection
Credits allocated to a project are held in escrow. They only release when you approve a milestone. If work isn't satisfactory, credits return to your account.
📊
No hidden fees
No platform fee, matching fee, or transaction fee. Credits move from your wallet to the agency's wallet on approval. Matchii handles conversion and payout. The credit price is the total price.
Questions.

Credits & payments

Not currently. Credits are purchased through one of our three plans (Launch, Build, or Scale). This keeps pricing structured and ensures you always have enough credits allocated for your project scope. If you need a custom arrangement, contact us about Enterprise.

Credits for completed and approved milestones have already been released to the agency. Credits for milestones not yet approved return to your account immediately. Credits held in escrow for in-progress work are handled case by case based on work completed.

The platform handles all payouts automatically. When you approve a milestone, credits convert to funds in the agency's Matchii wallet. Agencies can withdraw on their own schedule. The agency payout rate is competitive with standard marketplace rates, and agencies see their terms before accepting any project.

Not currently. Credits are tied to the account that purchased them. If you're managing multiple teams or brands, our Scale plan supports unlimited active projects under one account, and Enterprise offers multi-team access.

Credit estimates are based on market benchmarks and are typically accurate. If scope increases during a project, additional credits can be allocated from your existing balance or next monthly allocation. We never auto-charge overages. You always approve any increase in credit allocation before it takes effect.

See what your project costs.

The brief tool estimates your credit scope before you commit. Try it free.

Start your brief →